NAJIT offers an innovative suite of membership benefits that appeal to language professionals. Our newest membership program is available to all NAJIT members*.
Complete details of the program are below. For more information or to discuss enrollment please call 888-994-4979 or email: firstname.lastname@example.org.
Watch a 3 1/2 minute video
for an overview of the program.
The NAJIT Healthcare program is a proven insurance alternative for members to consider for their healthcare. The program has several components to choose from to customize your healthcare. When each component is brought together, the result is a comprehensive and affordable option for healthcare. The components include (and are detailed below):
Apex is the preventative care component of the NAJIT Healthcare Program. The Apex plans are not an insurance product, but a self‐funded plan sponsored by the Small Association Leadership Alliance (SALA). The Apex plans qualify as Minimum Essential Coverage (MEC) plans for preventative care coverage. A MEC plan must cover 100% of the Centers for Medicare & Medicaid (CMS) listed preventative and wellness benefits. The Apex plans are designed to meet your day-to-day healthcare needs.
Participants choose between:
Both plans comply with Affordable Care Act (ACA) mandated preventative services with 100% coverage for all 21 preventative services for adults, 26 services for women, and 27 services for children. (Click here to learn more about the ACA requirement)
Apex Advantage: Apex Advantage provides 100% coverage for preventive care, copayments for small and medium cost medical expenses, and prescription coverage.
Apex HDHP/Basic MEC: The Apex HDHP (High Deductible High Premium) Plan provides the Minimum Essential Coverage at a lower monthly cost but does not include a prescription plan or coverage for specialists. The Apex HDHP plan does allow for the addition of a Health Savings Account (HSA). This plan includes:
To learn more about the Apex options, we recommend reviewing the following:
The Sedera medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and family’s access to high quality healthcare that is affordable, flexible and effective.
In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.
You can choose from 5 IUA’s (Initial Unshareable Amount) that range from $500 to $5000.
To learn more about Sedera we recommend reviewing the following:
WARNING: SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY. WHILE EVERY EFFORT IS MADE TO MEET MEMBER’S MEDICAL NEEDS, SEDERA, INC. AND THE SEDERA MEDICAL COST SHARING COMMUNITY DO NOT GUARANTEE PAYMENT OF ANY MEDICAL EXPENSE.
Sedera members have 24/7/365 access to a board-certified physician through Teladoc telemedicine. This service provides on-call physicians available to help resolve routine medical issues by phone or video consultations. Members considering a trip to the Emergency Room, urgent care center, minute clinic or who just cannot wait to get scheduled for a doctor’s office visit can use Teladoc to access medical care, saving both time and money.
We’ve all hassled with doctor waitlists, gone back and forth to get a referral and searched the web for answers to medical issues. As a member of Sedera Health, you can bypass these frustrating steps through a program called 2nd.MD. This offering allows members to quickly and easily connect with some of the world’s best doctors for consultation via phone or webcam.
NOTE: The NAJIT Healthcare Program is currently unavailable in VT, WA and AK
*ELIGIBILITY: The only eligibility requirement for the NAJIT Healthcare Program is that you must be a NAJIT member. Your NAJIT membership must be maintained while enrolled in the healthcare program. If you have an individual membership (Active, Associate, or Student) the person the membership is listed under is eligible for the program. If you have a group membership (Corporate, Corporate Sponsor, or Organization) the company and its W2 employees are eligible for the program. NOTE: 1099 contractors are not eligible under a group membership, you must hold an individual NAJIT membership to be eligible to enroll in the healthcare program.
** IUA or Initial Unshareable Amount, which is the level of out-of-pocket expense to be paid by the plan participant and is selected upon enrollment.